Specializing in Financial Guidance for Middle-Income America.
 
 
Certified Financial Planner
 
Return to Home Page
Who we are as a Company
Jump to Company History page
Jump to our statement of our mission as a company.
Jump to see the services we offer and the fee opportunities.
Jump to see what a 'Fee Only Advisor' and other related links.
Find out how to prepare for a meeting.
Provides forms and other documents for download for preparing for the meeting.
Interesing links that you may find helpful
Purchase Services using PayPal.
How to contact us by e-mail, phone, or mail.
 
Return to Open Heart Christian Counseling home page.

 

 FINANCIAL ADVISOR

Open Heart Financial, LLC (OHF) is a Certified Financial PlannerTM Advisory Firm, offering fee-only financial advice on an “as needed” basis. OHF assists people regarding anything to do with their money. Investing, Mortgages, Retirement, and Long-term Care are a few areas of expertise. OHF serves individuals, families, and employees (company sponsored) with complete dedication towards their financial well-being.

OHF serves people who seek comprehensive financial planning, periodic financial check-ups, specific area guidance, or answers to one-time financial questions. They serve as an unbiased and accessible resource for getting a financial second opinion in times of big or small decisions.

OHF clients' interests are always set above their own for three primary reasons:

1) CFP® practitioners have an ethical and fiduciary responsibility to their clients
2) As a fee-only firm (no sales, referral or undisclosed
income), there is no conflict of interest, so our clients' best interests are our own best interests
3) We are a Christian firm dedicated to Biblical principles of integrity and good stewardship. Advice is given with care and respect for client priorities, needs, and goals. Advice is weighed and considered carefully, within the constraints of time, to insure that the client achieves the maximum benefit for their investment in this process.

Specialties:

 Quick financial "check-up" with specific recommendations
Beginning Investors
401K reviews
Mutual fund selection
Portfolio construction, asset allocation, tax planning
College and retirement planning
First Time Home Buying
In-depth money saving analysis and selection of:
 - Mortgages (incl. pros and cons of refinancing)
 - Investments (mutual funds, real estate, fixed income, stocks)
 - Insurance (life, disability, auto, home, long term care, and annuities)

Large purchases: Homes, timeshares, cars, etc.
Basic estate planning

OHF is committed to the proposition that time you spend on financial planning now will prove to be one of the best investments you’ll ever make.


Return to top of page.

 
 
Webring Navbar 

Taxes are going up, so put as much into your Roth IRAs every year as you can.

 
 
     
 
Stuart McHenry, CFPTM,
Waldorf, MD 20601
301-751-4966

E-mail Mr. McHenry


Comments about the Web Site: WebServant
http://www.opnhrt.com
Last updated January 7, 2006
© Copyright, 2008


Regulatory and disclosure information: We do not render or offer to render personalized investment advice or financial planning advice through this medium. This medium is limited to providing you with general information on our services and provides a way for you to contact us. Opinions expressed herein are solely those of Stuart McHenry, President, Open Heart Financial, LLC. The information in this web-site is based on data gathered from what Mr. McHenry believe are reliable sources. It is not guaranteed as to accuracy, does not purport to be complete and is not intended as the primary basis for investment or planning decisions. Fee-only financial planning and advisory services are offered through Open Heart Financial, LLC, a Registered Investment Advisor in the State of Maryland. Services may be provided to residents of other states with some limitations. Please contact us for details.

At certain places on this Internet site, live 'links' to other Internet addresses can be accessed. Such external Internet addresses contain information created, published, maintained, or otherwise posted by institutions or organizations independent of Open Heart Financial, LLC. Open Heart Financial does not endorse, approve, certify, or control these external Internet addresses and does not guarantee or assume responsibility for the accuracy completeness, efficacy, timeliness, or correct sequencing of information located at such addresses. Use of any information obtained from such addresses is voluntary, and reliance on it should only be undertaken after an independent review of its accuracy, completeness, efficacy, and timeliness.